/* Ayras Seguros — hoja de estilos única. Sin frameworks, sin JS. */
:root{
  --azul:#141b38;        /* corporativo */
  --azul-2:#243057;
  --acento:#c8a24a;      /* dorado sobrio */
  --texto:#22252e;
  --gris:#5d6272;
  --linea:#e3e5ec;
  --fondo:#ffffff;
  --fondo-2:#f6f7fa;
  --radio:10px;
  --ancho:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--texto);background:var(--fondo);line-height:1.65;font-size:17px;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--azul);text-decoration:none}
a:hover{text-decoration:underline}
.contenedor{max-width:var(--ancho);margin:0 auto;padding:0 20px}

/* --- cabecera --- */
.barra-sup{background:var(--azul);color:#fff;font-size:14px}
.barra-sup .contenedor{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:8px 20px}
.barra-sup a{color:#fff}
header.cabecera{background:#fff;border-bottom:1px solid var(--linea);position:sticky;top:0;z-index:20}
.cabecera .contenedor{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 20px}
.logo img{height:56px;width:auto}
nav.principal ul{list-style:none;display:flex;gap:22px;margin:0;padding:0;font-size:15.5px}
nav.principal a{color:var(--texto);font-weight:500}
nav.principal a:hover{color:var(--azul)}
.btn{display:inline-block;background:var(--azul);color:#fff;padding:12px 22px;border-radius:var(--radio);font-weight:600;font-size:15.5px}
.btn:hover{background:var(--azul-2);text-decoration:none}
.btn-2{background:transparent;color:var(--azul);border:1.5px solid var(--azul)}
.btn-2:hover{background:var(--fondo-2);text-decoration:none}

/* --- hero --- */
.hero{background:linear-gradient(135deg,var(--azul) 0%,var(--azul-2) 100%);color:#fff;padding:62px 0 54px}
.hero h1{font-size:42px;line-height:1.12;margin:0 0 16px;letter-spacing:-.6px;color:#fff}
.hero p.entradilla{font-size:19px;color:#c3cae0;max-width:720px;margin:0 0 22px}
.hero .acciones{display:flex;gap:12px;flex-wrap:wrap}

/* --- secciones --- */
section{padding:44px 0}
section.alt{background:var(--fondo-2)}
h2{font-size:28px;line-height:1.25;margin:0 0 14px;letter-spacing:-.3px}
h3{font-size:20px;margin:26px 0 8px}
h4{font-size:17px;margin:18px 0 6px;color:var(--azul)}
p{margin:0 0 14px}
ul,ol{margin:0 0 16px;padding-left:22px}
li{margin-bottom:7px}

/* --- rejilla de tarjetas --- */
.rejilla{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:8px}
.tarjeta{background:#fff;border:1px solid var(--linea);border-radius:var(--radio);padding:24px}
.tarjeta h3{margin-top:0}
.tarjeta p{color:var(--gris);font-size:15.5px;margin-bottom:12px}
.tarjeta .mas{font-weight:600;font-size:15px}

/* --- migas --- */
.migas{font-size:14px;color:var(--gris);padding:14px 0 0}
.migas a{color:var(--gris)}

/* --- preguntas frecuentes --- */
.faq{margin-top:10px}
.faq details{background:#fff;border:1px solid var(--linea);border-radius:var(--radio);padding:14px 18px;margin-bottom:10px}
.faq summary{font-weight:600;cursor:pointer;font-size:16.5px}
.faq details[open] summary{margin-bottom:8px}
.faq p{margin:6px 0 0;color:var(--gris)}

/* --- caja de contacto --- */
.cta{background:var(--azul);color:#fff;border-radius:var(--radio);padding:30px;display:flex;justify-content:space-between;gap:22px;align-items:center;flex-wrap:wrap}
.cta h2,.cta h3{color:#fff;margin:0 0 6px}
.cta p{margin:0;color:#c9cfe4}
.cta .btn{background:#fff;color:var(--azul)}

/* --- pie --- */
footer{background:var(--azul);color:#c9cfe4;margin-top:50px;padding:40px 0 24px;font-size:15px}
footer h4{color:#fff;font-size:15px;text-transform:uppercase;letter-spacing:1px;margin:0 0 12px}
footer a{color:#c9cfe4}
footer ul{list-style:none;padding:0;margin:0}
footer .columnas{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}
footer .legal{border-top:1px solid #2b3457;margin-top:28px;padding-top:18px;font-size:13.5px;color:#98a0bd}
.franja-logos{background:#fff;border-top:1px solid #e6eaf0;padding:30px 0}
.franja-logos h4{color:var(--azul);font-size:13px;text-transform:uppercase;letter-spacing:1.2px;margin:0 0 18px;text-align:center;font-weight:700}
.aseguradoras{display:flex;flex-wrap:wrap;gap:28px;align-items:center;justify-content:center}
.aseguradoras img{height:34px;width:auto;opacity:.95;transition:opacity .2s}
.aseguradoras img:hover{opacity:1}

@media (max-width:820px){
  .hero h1{font-size:30px}
  .cabecera .contenedor{flex-wrap:wrap}
  nav.principal ul{flex-wrap:wrap;gap:14px;font-size:14.5px}
  .logo img{height:48px}
  .hero-doble{grid-template-columns:1fr}
}

/* --- imágenes --- */
.hero-doble{display:grid;grid-template-columns:1.15fr .85fr;gap:34px;align-items:center}
.hero-doble img{border-radius:var(--radio);width:100%;height:330px;object-fit:cover;box-shadow:0 10px 30px rgba(20,27,56,.12)}
.foto{width:100%;border-radius:var(--radio);margin:6px 0 18px}
.doble{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center}
@media (max-width:820px){.doble{grid-template-columns:1fr}}

/* --- iconos y tarjetas --- */
.icono{width:44px;height:44px;border-radius:11px;background:#eef0f6;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.icono svg{width:23px;height:23px;stroke:var(--azul);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.tarjeta{padding:28px 26px}
.tarjeta h3{font-size:18.5px;margin:0 0 8px}
.tarjeta p{font-size:15.5px;line-height:1.55;margin-bottom:14px}

/* --- listas legibles (no muros de texto) --- */
.lista-check{list-style:none;padding:0;margin:0 0 16px}
.lista-check li{position:relative;padding-left:28px;margin-bottom:9px}
.lista-check li:before{content:"";position:absolute;left:0;top:9px;width:14px;height:8px;
  border-left:2px solid var(--acento);border-bottom:2px solid var(--acento);transform:rotate(-45deg)}

/* --- bloques de tipos (caución): nada de listas kilométricas --- */
.tipos{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;margin-top:14px}
.tipo{background:#fff;border:1px solid var(--linea);border-radius:var(--radio);padding:22px 24px}
.tipo h3{margin:0 0 10px;font-size:17.5px;padding-bottom:8px;border-bottom:2px solid var(--acento);display:inline-block}
.tipo ul{list-style:none;padding:0;margin:10px 0 0}
.tipo li{padding-left:18px;position:relative;margin-bottom:7px;font-size:15.5px;color:#33373f}
.tipo li:before{content:"";position:absolute;left:0;top:10px;width:6px;height:6px;border-radius:50%;background:var(--acento)}

/* --- destacado --- */
.destacado{background:var(--fondo-2);border-left:4px solid var(--acento);border-radius:0 var(--radio) var(--radio) 0;
  padding:18px 22px;margin:0 0 18px}
.destacado p:last-child{margin-bottom:0}

/* --- acordeón de FAQs --- */
.faq details{border:1px solid var(--linea);border-radius:var(--radio);padding:0;overflow:hidden}
.faq summary{padding:16px 20px;background:#fff}
.faq details[open] summary{border-bottom:1px solid var(--linea);background:var(--fondo-2)}
.faq details p{padding:14px 20px 0;margin:0 0 14px}

/* --- párrafos más cortos y legibles --- */
.contenedor > p{max-width:820px}
section h2{max-width:820px}
.entradilla{max-width:640px}